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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,269 | $42,383-47.5% | $76,518-70.9% | $64,173-65.3% |
| Participation rate | 73.2% | 58.1%+15.0pp | 68.0%+5.2pp | 69.6%+3.6pp |
| Annual return | -9.38% | -16.54%+7.2pp | -0.27%-9.1pp | 7.63%-17.0pp |
| Employer contribution / active EE | $1,397 | $1,563-10.7% | $2,647-47.2% | $2,381-41.3% |
| Participant deferral / active EE | $2,959 | $2,566+15.3% | $3,836-22.9% | $3,470-14.7% |
| Admin fee / account holder | $1,553 | $3,198-51.4% | $4,849-68.0% | $4,887-68.2% |