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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,925 | $93,617+73.0% | $135,982+19.1% | $75,177+115.4% |
| Participation rate | 95.9% | 75.2%+20.7pp | 81.9%+14.0pp | 67.2%+28.7pp |
| Annual return | 11.44% | 30.89%-19.4pp | 68.32%-56.9pp | 160.75%-149.3pp |
| Employer contribution / active EE | $7,483 | $3,538+111.5% | $4,859+54.0% | $2,671+180.2% |
| Participant deferral / active EE | $5,980 | $6,406-6.6% | $7,760-22.9% | $4,126+44.9% |
| Admin fee / account holder | $1,744 | $6,980-75.0% | $10,767-83.8% | $5,651-69.1% |