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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,781 | $98,776+36.5% | $149,745-10.0% | $79,856+68.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 4.31% | 27.38%-23.1pp | 276.72%-272.4pp | 31.71%-27.4pp |
| Employer contribution / active EE | $7,473 | $3,217+132.3% | $4,646+60.9% | $2,471+202.4% |
| Participant deferral / active EE | $8,265 | $5,681+45.5% | $6,843+20.8% | $3,741+120.9% |
| Admin fee / account holder | $2,904 | $6,053-52.0% | $9,312-68.8% | $5,306-45.3% |