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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,297 | $105,200+55.2% | $159,474+2.4% | $85,847+90.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 31.48% | 45.08%-13.6pp | 263.68%-232.2pp | 318.61%-287.1pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,446 | $5,946-25.2% | $7,353-39.5% | $3,952+12.5% |
| Admin fee / account holder | $1,993 | $6,934-71.3% | $10,802-81.5% | $6,261-68.2% |