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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,041 | $85,766+9.6% | $136,298-31.0% | $70,126+34.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.36% | 31.46%-19.1pp | 5156.27%-5143.9pp | 73.15%-60.8pp |
| Employer contribution / active EE | $7,980 | $2,966+169.0% | $4,696+69.9% | $2,343+240.7% |
| Participant deferral / active EE | $5,578 | $5,051+10.4% | $6,247-10.7% | $3,332+67.4% |
| Admin fee / account holder | $10,764 | $5,421+98.6% | $9,244+16.4% | $4,645+131.7% |