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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,788 | $82,630-86.9% | $64,105-83.2% | $125,389-91.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | 3.87% | 1489.72%-1485.9pp | 791.24%-787.4pp | 282.24%-278.4pp |
| Employer contribution / active EE | $1,174 | $2,671-56.1% | $1,820-35.5% | $4,866-75.9% |
| Participant deferral / active EE | $1,011 | $3,608-72.0% | $2,822-64.2% | $5,352-81.1% |
| Admin fee / account holder | $14,983 | $6,382+134.8% | $4,499+233.0% | $9,541+57.0% |