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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,903 | $99,652-83.0% | $78,778-78.5% | $147,586-88.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 23.64% | 47.28%-23.6pp | 35.62%-12.0pp | 578.59%-555.0pp |
| Employer contribution / active EE | $2,145 | $2,796-23.3% | $1,986+8.0% | $4,876-56.0% |
| Participant deferral / active EE | $2,311 | $3,664-36.9% | $2,958-21.9% | $5,439-57.5% |
| Admin fee / account holder | $417 | $7,155-94.2% | $5,134-91.9% | $10,886-96.2% |