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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,268 | $95,917-57.0% | $79,583-48.1% | $134,545-69.3% |
| Participation rate | 83.3% | 75.0%+8.3pp | 69.5%+13.8pp | 81.2%+2.1pp |
| Annual return | -22.74% | -2.70%-20.0pp | 0.16%-22.9pp | 418.37%-441.1pp |
| Employer contribution / active EE | $1,733 | $3,129-44.6% | $2,414-28.2% | $4,742-63.5% |
| Participant deferral / active EE | $2,643 | $4,694-43.7% | $3,986-33.7% | $6,401-58.7% |
| Admin fee / account holder | $340 | $9,132-96.3% | $6,835-95.0% | $11,431-97.0% |