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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,093 | $87,546-78.2% | $75,784-74.8% | $125,389-84.8% |
| Participation rate | 75.0% | 80.2%-5.2pp | 75.8%-0.8pp | 83.2%-8.2pp |
| Annual return | -4.94% | 13.49%-18.4pp | 9.68%-14.6pp | 282.24%-287.2pp |
| Employer contribution / active EE | $1,588 | $3,930-59.6% | $3,323-52.2% | $4,866-67.4% |
| Participant deferral / active EE | $2,169 | $4,230-48.7% | $3,652-40.6% | $5,352-59.5% |
| Admin fee / account holder | $2,408 | $6,503-63.0% | $5,300-54.6% | $9,541-74.8% |