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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,768 | $106,247-34.3% | $96,515-27.7% | $139,466-50.0% |
| Participation rate | 81.8% | 77.8%+4.0pp | 74.3%+7.5pp | 80.3%+1.5pp |
| Annual return | 15.22% | 38.47%-23.2pp | 35.73%-20.5pp | 373.66%-358.4pp |
| Employer contribution / active EE | $1,767 | $4,106-57.0% | $3,740-52.7% | $4,754-62.8% |
| Participant deferral / active EE | $3,322 | $5,456-39.1% | $4,880-31.9% | $6,712-50.5% |
| Admin fee / account holder | $1,625 | $7,885-79.4% | $6,735-75.9% | $11,409-85.8% |