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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,869 | $133,981-58.3% | $112,249-50.2% | $134,532-58.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -15.94% | 47.16%-63.1pp | 27.48%-43.4pp | 418.27%-434.2pp |
| Employer contribution / active EE | $2,381 | $4,040-41.1% | $3,636-34.5% | $4,741-49.8% |
| Participant deferral / active EE | $4,306 | $5,292-18.6% | $4,729-9.0% | $6,401-32.7% |
| Admin fee / account holder | $1,257 | $7,492-83.2% | $6,412-80.4% | $11,429-89.0% |