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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,674 | $80,985+2.1% | $96,576-14.4% | $75,181+10.0% |
| Participation rate | 97.8% | 71.8%+26.0pp | 76.0%+21.8pp | 67.2%+30.6pp |
| Annual return | 3.82% | 27.05%-23.2pp | 25.87%-22.0pp | 160.69%-156.9pp |
| Employer contribution / active EE | $1,666 | $2,282-27.0% | $2,965-43.8% | $2,671-37.6% |
| Participant deferral / active EE | $5,804 | $3,929+47.7% | $4,851+19.6% | $4,126+40.7% |
| Admin fee / account holder | $19,512 | $6,719+190.4% | $8,253+136.4% | $5,650+245.4% |