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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,885 | $78,428+35.0% | $95,960+10.3% | $79,852+32.6% |
| Participation rate | 95.7% | 73.5%+22.3pp | 77.1%+18.7pp | 69.6%+26.1pp |
| Annual return | 5.33% | 19.37%-14.0pp | 91.63%-86.3pp | 31.72%-26.4pp |
| Employer contribution / active EE | $1,472 | $1,945-24.4% | $2,541-42.1% | $2,471-40.4% |
| Participant deferral / active EE | $5,020 | $3,440+45.9% | $4,167+20.5% | $3,740+34.2% |
| Admin fee / account holder | $4,192 | $5,622-25.4% | $6,797-38.3% | $5,306-21.0% |