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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,851 | $72,492+47.4% | $87,104+22.7% | $72,975+46.4% |
| Participation rate | 93.2% | 72.8%+20.4pp | 76.9%+16.3pp | 69.5%+23.7pp |
| Annual return | 10.73% | 24.46%-13.7pp | 28.19%-17.5pp | 81.01%-70.3pp |
| Employer contribution / active EE | $1,420 | $1,894-25.0% | $2,521-43.7% | $2,440-41.8% |
| Participant deferral / active EE | $4,931 | $3,270+50.8% | $4,048+21.8% | $3,608+36.7% |
| Admin fee / account holder | $5,653 | $5,055+11.8% | $7,491-24.5% | $5,124+10.3% |