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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,108 | $183,539+37.9% | $155,556+62.7% | $145,897+73.5% |
| Participation rate | 87.0% | 82.7%+4.2pp | 78.2%+8.7pp | 80.3%+6.7pp |
| Annual return | 18.12% | 61.31%-43.2pp | 64.84%-46.7pp | 552.29%-534.2pp |
| Employer contribution / active EE | $1,765 | $5,315-66.8% | $4,675-62.2% | $4,663-62.1% |
| Participant deferral / active EE | $7,667 | $6,467+18.6% | $5,631+36.2% | $6,689+14.6% |
| Admin fee / account holder | $2,342 | $19,275-87.8% | $15,885-85.3% | $13,390-82.5% |