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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,119 | $77,638+531.3% | $156,551+213.1% | $62,881+679.4% |
| Participation rate | 94.6% | 71.2%+23.4pp | 84.0%+10.6pp | 69.3%+25.3pp |
| Annual return | 8.48% | 50.33%-41.8pp | 32.23%-23.7pp | 20.14%-11.7pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $5,501-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $10,820 | $3,046+255.3% | $4,871+122.1% | $3,203+237.8% |
| Admin fee / account holder | $8,925 | $5,561+60.5% | $13,028-31.5% | $4,296+107.8% |