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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,529 | $75,962+473.4% | $154,108+182.6% | $64,173+578.7% |
| Participation rate | 94.6% | 70.4%+24.2pp | 83.0%+11.6pp | 69.6%+25.0pp |
| Annual return | -6.22% | 30.32%-36.5pp | 735.21%-741.4pp | 7.63%-13.9pp |
| Employer contribution / active EE | $14,639 | $3,350+337.0% | $5,298+176.3% | $2,381+514.9% |
| Participant deferral / active EE | $9,926 | $3,175+212.7% | $5,081+95.4% | $3,470+186.1% |
| Admin fee / account holder | $98,807 | $5,589+1667.9% | $13,411+636.7% | $4,887+1921.7% |