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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,862 | $81,276+334.2% | $155,574+126.8% | $80,925+336.0% |
| Participation rate | 90.2% | 66.2%+24.0pp | 78.2%+12.0pp | 67.7%+22.6pp |
| Annual return | 12.55% | 33.36%-20.8pp | 64.87%-52.3pp | 35.65%-23.1pp |
| Employer contribution / active EE | $9,899 | $3,103+219.0% | $4,676+111.7% | $2,756+259.1% |
| Participant deferral / active EE | $10,990 | $3,453+218.3% | $5,629+95.2% | $4,299+155.7% |
| Admin fee / account holder | $18,595 | $7,993+132.6% | $15,914+16.8% | $6,940+167.9% |