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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,960 | $54,239+8.7% | $70,098-15.9% | $68,495-13.9% |
| Participation rate | 74.3% | 64.5%+9.8pp | 70.5%+3.8pp | 67.9%+6.4pp |
| Annual return | -20.00% | -13.87%-6.1pp | 190.76%-210.8pp | -7.84%-12.2pp |
| Employer contribution / active EE | $1,815 | $2,019-10.1% | $2,560-29.1% | $2,596-30.1% |
| Participant deferral / active EE | $5,017 | $2,957+69.7% | $3,849+30.4% | $4,028+24.6% |
| Admin fee / account holder | $3,296 | $4,691-29.7% | $6,266-47.4% | $5,403-39.0% |