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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,004 | $63,082+28.4% | $81,716-0.9% | $79,852+1.4% |
| Participation rate | 76.0% | 67.5%+8.5pp | 72.0%+4.0pp | 69.6%+6.4pp |
| Annual return | 19.75% | 22.66%-2.9pp | 29.49%-9.7pp | 31.72%-12.0pp |
| Employer contribution / active EE | $1,177 | $1,795-34.4% | $4,310-72.7% | $2,471-52.4% |
| Participant deferral / active EE | $3,151 | $2,780+13.3% | $7,108-55.7% | $3,740-15.8% |
| Admin fee / account holder | $6,956 | $4,428+57.1% | $5,159+34.8% | $5,306+31.1% |