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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,336 | $52,306-5.7% | $69,779-29.3% | $62,881-21.5% |
| Participation rate | 88.0% | 67.2%+20.8pp | 71.8%+16.2pp | 69.3%+18.7pp |
| Annual return | 8.80% | 13.35%-4.6pp | 12.99%-4.2pp | 20.14%-11.3pp |
| Employer contribution / active EE | $814 | $1,799-54.7% | $2,338-65.2% | $2,281-64.3% |
| Participant deferral / active EE | $3,197 | $2,395+33.5% | $2,931+9.1% | $3,203-0.2% |
| Admin fee / account holder | $7,775 | $3,691+110.6% | $4,381+77.5% | $4,296+81.0% |