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| Provider | Service type | Compensation |
|---|---|---|
MONETA GROUP LLC4 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $67,407 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $48,638 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $10,349 |
CHARLES SCHWAB & CO., INC.5 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,658 | $91,406+15.6% | $130,062-18.8% | $74,473+41.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 78.5%+21.5pp | 70.7%+29.3pp |
| Annual return | 18.66% | 23.21%-4.6pp | -137.37%+156.0pp | 34.36%-15.7pp |
| Employer contribution / active EE | $5,590 | $2,565+118.0% | $4,322+29.3% | $2,638+111.9% |
| Participant deferral / active EE | $8,995 | $4,724+90.4% | $5,821+54.5% | $4,530+98.6% |
| Admin fee / account holder | $312 | $283+10.1% | $10,601-97.1% | $347-10.1% |