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| Provider | Service type | Compensation |
|---|---|---|
MONETA GROUP LLC3 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $62,986 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $52,086 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $13,479 |
CHARLES SCHWAB & CO., INC.4 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,237 | $71,142+31.1% | $119,634-22.1% | $64,824+43.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 79.3%+20.7pp | 71.5%+28.5pp |
| Annual return | -16.56% | -10.01%-6.5pp | -14.98%-1.6pp | 32.84%-49.4pp |
| Employer contribution / active EE | $5,596 | $2,497+124.1% | $4,232+32.2% | $2,507+123.2% |
| Participant deferral / active EE | $8,620 | $4,490+92.0% | $5,601+53.9% | $4,311+100.0% |
| Admin fee / account holder | $352 | $162+117.1% | $10,329-96.6% | $188+87.3% |