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| Provider | Service type | Compensation |
|---|---|---|
MONETA GROUP LLC2 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $63,049 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $49,527 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $12,520 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,365,128 | $86,225+1483.2% | $146,647+830.9% | $86,821+1472.3% |
| Participation rate | 0.0% | 78.0%-78.0pp | 80.1%-80.1pp | 72.3%-72.3pp |
| Annual return | 18.11% | 31.23%-13.1pp | 22.75%-4.6pp | 97.94%-79.8pp |
| Employer contribution / active EE | $4,879 | $2,392+104.0% | $4,137+17.9% | $2,406+102.8% |
| Participant deferral / active EE | $7,610 | $4,245+79.3% | $5,506+38.2% | $4,132+84.2% |
| Admin fee / account holder | $4,506 | $195+2207.1% | $10,281-56.2% | $170+2557.2% |