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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,836 | $131,835-33.4% | $108,582-19.1% | $273,972-67.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 15.23% | -91.57%+106.8pp | -51.70%+66.9pp | 41.46%-26.2pp |
| Employer contribution / active EE | $48,926 | $4,913+895.9% | $3,758+1201.8% | $4,869+904.9% |
| Participant deferral / active EE | $20,287 | $5,127+295.6% | $4,311+370.6% | $5,287+283.7% |
| Admin fee / account holder | $12,112 | $10,253+18.1% | $7,645+58.4% | $10,133+19.5% |