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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,413 | $176,794+36.0% | $146,647+63.9% | $167,553+43.5% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 17.22% | 24.04%-6.8pp | 22.75%-5.5pp | 478.89%-461.7pp |
| Employer contribution / active EE | $16,902 | $5,161+227.5% | $4,137+308.6% | $4,840+249.2% |
| Participant deferral / active EE | $8,271 | $6,440+28.4% | $5,506+50.2% | $6,343+30.4% |
| Admin fee / account holder | $1,526 | $13,262-88.5% | $10,281-85.2% | $12,316-87.6% |