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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,292 | $102,429-58.7% | $147,096-71.2% | $80,925-47.7% |
| Participation rate | 69.0% | 75.9%-6.8pp | 82.2%-13.1pp | 67.7%+1.4pp |
| Annual return | 14.01% | 135.02%-121.0pp | 419.75%-405.7pp | 35.65%-21.6pp |
| Employer contribution / active EE | $2,918 | $3,716-21.5% | $4,936-40.9% | $2,756+5.9% |
| Participant deferral / active EE | $4,966 | $6,649-25.3% | $8,071-38.5% | $4,299+15.5% |
| Admin fee / account holder | $4,044 | $7,957-49.2% | $13,005-68.9% | $6,940-41.7% |