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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,435 | $85,766-70.3% | $136,298-81.3% | $70,126-63.7% |
| Participation rate | 88.7% | 74.2%+14.6pp | 81.9%+6.8pp | 69.5%+19.2pp |
| Annual return | 21.02% | 31.46%-10.4pp | 5156.27%-5135.2pp | 73.15%-52.1pp |
| Employer contribution / active EE | $1,826 | $2,966-38.5% | $4,696-61.1% | $2,343-22.1% |
| Participant deferral / active EE | $3,031 | $5,051-40.0% | $6,247-51.5% | $3,332-9.0% |
| Admin fee / account holder | $1,297 | $5,421-76.1% | $9,244-86.0% | $4,645-72.1% |