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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,274 | $93,617-62.3% | $135,982-74.1% | $75,177-53.1% |
| Participation rate | 69.0% | 75.2%-6.2pp | 81.9%-12.9pp | 67.2%+1.8pp |
| Annual return | 17.16% | 30.89%-13.7pp | 68.32%-51.2pp | 160.75%-143.6pp |
| Employer contribution / active EE | $2,772 | $3,538-21.7% | $4,859-43.0% | $2,671+3.8% |
| Participant deferral / active EE | $4,353 | $6,406-32.0% | $7,760-43.9% | $4,126+5.5% |
| Admin fee / account holder | $10,898 | $6,980+56.1% | $10,767+1.2% | $5,651+92.8% |