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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,374 | $98,776-62.2% | $149,745-75.0% | $79,856-53.2% |
| Participation rate | 84.2% | 75.8%+8.4pp | 82.5%+1.7pp | 69.6%+14.6pp |
| Annual return | 11.55% | 27.38%-15.8pp | 276.72%-265.2pp | 31.71%-20.2pp |
| Employer contribution / active EE | $2,859 | $3,217-11.1% | $4,646-38.5% | $2,471+15.7% |
| Participant deferral / active EE | $5,411 | $5,681-4.8% | $6,843-20.9% | $3,741+44.6% |
| Admin fee / account holder | $14,393 | $6,053+137.8% | $9,312+54.6% | $5,306+171.2% |