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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,656 | $97,125-23.1% | $86,233-13.4% | $137,256-45.6% |
| Participation rate | 86.7% | 74.2%+12.5pp | 69.0%+17.6pp | 80.0%+6.7pp |
| Annual return | 13.28% | 74.19%-60.9pp | 61.39%-48.1pp | 220.34%-207.1pp |
| Employer contribution / active EE | $3,267 | $2,841+15.0% | $2,504+30.5% | $4,156-21.4% |
| Participant deferral / active EE | $6,439 | $5,180+24.3% | $4,559+41.2% | $6,407+0.5% |
| Admin fee / account holder | $33,879 | $9,725+248.4% | $8,342+306.1% | $12,270+176.1% |