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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,647 | $100,203+29.4% | $85,240+52.1% | $145,897-11.1% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 14.34% | 84.28%-69.9pp | 66.75%-52.4pp | 552.29%-538.0pp |
| Employer contribution / active EE | $1,692 | $3,242-47.8% | $2,735-38.2% | $4,663-63.7% |
| Participant deferral / active EE | $2,972 | $5,299-43.9% | $4,527-34.4% | $6,689-55.6% |
| Admin fee / account holder | $2,713 | $7,265-62.7% | $6,165-56.0% | $13,390-79.7% |