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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,137 | $150,447-14.2% | $136,298-5.3% | $147,586-12.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.20% | 1049.15%-1034.0pp | 5156.27%-5141.1pp | 578.59%-563.4pp |
| Employer contribution / active EE | $3,071 | $5,256-41.6% | $4,696-34.6% | $4,876-37.0% |
| Participant deferral / active EE | $8,404 | $6,631+26.7% | $6,247+34.5% | $5,439+54.5% |
| Admin fee / account holder | $838 | $10,906-92.3% | $9,244-90.9% | $10,886-92.3% |