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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,629 | $138,114+56.1% | $125,391+72.0% | $134,545+60.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 7.81% | 750.88%-743.1pp | 572.41%-564.6pp | 418.37%-410.6pp |
| Employer contribution / active EE | $5,219 | $5,246-0.5% | $4,816+8.4% | $4,742+10.1% |
| Participant deferral / active EE | $8,812 | $7,801+13.0% | $7,448+18.3% | $6,401+37.7% |
| Admin fee / account holder | $3,569 | $11,570-69.2% | $10,009-64.3% | $11,431-68.8% |