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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,482 | $157,304-5.6% | $141,197+5.2% | $152,909-2.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.44% | 64.34%-49.9pp | 71.41%-57.0pp | 345.46%-331.0pp |
| Employer contribution / active EE | $3,373 | $5,263-35.9% | $4,736-28.8% | $4,764-29.2% |
| Participant deferral / active EE | $6,284 | $7,111-11.6% | $6,710-6.4% | $5,851+7.4% |
| Admin fee / account holder | $874 | $12,126-92.8% | $10,265-91.5% | $11,601-92.5% |