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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,566 | $36,948+147.8% | $73,658+24.3% | $87,485+4.7% |
| Participation rate | 19.0% | 46.8%-27.9pp | 57.0%-38.1pp | 68.9%-50.0pp |
| Annual return | 18.42% | 28.64%-10.2pp | 29.72%-11.3pp | 26.06%-7.6pp |
| Employer contribution / active EE | $236 | $670-64.8% | $1,032-77.2% | $2,596-90.9% |
| Participant deferral / active EE | $1,147 | $1,379-16.8% | $2,062-44.4% | $4,274-73.2% |
| Admin fee / account holder | $298 | $2,531-88.2% | $3,357-91.1% | $7,775-96.2% |