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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,191 | $29,716+126.1% | $56,077+19.8% | $80,925-17.0% |
| Participation rate | 26.2% | 41.7%-15.5pp | 52.5%-26.3pp | 67.7%-41.5pp |
| Annual return | 13.32% | 35.30%-22.0pp | 1709.28%-1696.0pp | 35.65%-22.3pp |
| Employer contribution / active EE | $403 | $671-39.9% | $1,040-61.2% | $2,756-85.4% |
| Participant deferral / active EE | $2,139 | $1,228+74.1% | $1,954+9.5% | $4,299-50.2% |
| Admin fee / account holder | $0 | $2,432-100.0% | $2,825-100.0% | $6,940-100.0% |