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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,756 | $27,639+58.3% | $61,501-28.9% | $68,490-36.1% |
| Participation rate | 26.3% | 39.5%-13.2pp | 52.6%-26.3pp | 67.9%-41.6pp |
| Annual return | -18.55% | -13.19%-5.4pp | 339.04%-357.6pp | -7.85%-10.7pp |
| Employer contribution / active EE | $508 | $696-27.0% | $1,160-56.2% | $2,597-80.4% |
| Participant deferral / active EE | $2,816 | $1,264+122.8% | $2,125+32.5% | $4,028-30.1% |
| Admin fee / account holder | $19 | $2,012-99.1% | $2,132-99.1% | $5,403-99.7% |