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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,958 | $110,551-55.7% | $80,741-39.4% | $167,536-70.8% |
| Participation rate | 40.9% | 64.0%-23.0pp | 54.2%-13.3pp | 82.1%-41.2pp |
| Annual return | 9.76% | 120.57%-110.8pp | 87.30%-77.5pp | 478.82%-469.1pp |
| Employer contribution / active EE | $760 | $1,543-50.7% | $1,160-34.5% | $4,839-84.3% |
| Participant deferral / active EE | $5,011 | $2,870+74.6% | $2,145+133.6% | $6,342-21.0% |
| Admin fee / account holder | $20 | $4,547-99.6% | $3,380-99.4% | $12,315-99.8% |