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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,566 | $29,319+212.3% | $52,425+74.7% | $82,448+11.1% |
| Participation rate | 19.0% | 46.9%-27.9pp | 55.6%-36.7pp | 68.1%-49.1pp |
| Annual return | 18.42% | 535.20%-516.8pp | 302.12%-283.7pp | 41.64%-23.2pp |
| Employer contribution / active EE | $236 | $586-59.8% | $914-74.2% | $2,551-90.8% |
| Participant deferral / active EE | $1,147 | $1,171-2.1% | $1,790-35.9% | $4,139-72.3% |
| Admin fee / account holder | $298 | $1,962-84.8% | $2,495-88.0% | $7,234-95.9% |