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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,551 | $108,685+48.6% | $74,719+116.2% | $152,885+5.7% |
| Participation rate | 12.5% | 65.3%-52.8pp | 54.5%-42.0pp | 82.5%-70.0pp |
| Annual return | 18.95% | 114.09%-95.1pp | 753.05%-734.1pp | 345.39%-326.4pp |
| Employer contribution / active EE | $174 | $1,504-88.4% | $1,084-83.9% | $4,763-96.3% |
| Participant deferral / active EE | $2,805 | $2,712+3.4% | $1,963+42.8% | $5,851-52.1% |
| Admin fee / account holder | $0 | $4,905-100.0% | $3,334-100.0% | $11,598-100.0% |