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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,368 | $90,320-56.4% | $59,496-33.8% | $125,389-68.6% |
| Participation rate | 14.3% | 68.3%-54.0pp | 54.6%-40.3pp | 83.2%-68.9pp |
| Annual return | -4.51% | 369.13%-373.6pp | 182.05%-186.6pp | 282.24%-286.8pp |
| Employer contribution / active EE | $218 | $1,792-87.8% | $1,153-81.1% | $4,866-95.5% |
| Participant deferral / active EE | $4,667 | $2,716+71.8% | $1,829+155.1% | $5,352-12.8% |
| Admin fee / account holder | $0 | $3,063-100.0% | $2,232-100.0% | $9,541-100.0% |