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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,863 | $107,030-4.8% | $73,550+38.5% | $147,586-31.0% |
| Participation rate | 15.4% | 66.4%-51.0pp | 54.9%-39.5pp | 82.8%-67.4pp |
| Annual return | 19.22% | 38.25%-19.0pp | -15.16%+34.4pp | 578.59%-559.4pp |
| Employer contribution / active EE | $214 | $1,760-87.9% | $1,219-82.5% | $4,876-95.6% |
| Participant deferral / active EE | $3,440 | $2,458+39.9% | $1,804+90.7% | $5,439-36.8% |
| Admin fee / account holder | $0 | $3,055-100.0% | $2,320-100.0% | $10,886-100.0% |