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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,685 | $124,330+26.8% | $109,173+44.4% | $167,536-5.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.23% | 26.04%-11.8pp | 25.75%-11.5pp | 478.82%-464.6pp |
| Employer contribution / active EE | $9,986 | $4,209+137.3% | $3,723+168.2% | $4,839+106.4% |
| Participant deferral / active EE | $9,780 | $5,256+86.1% | $4,654+110.2% | $6,342+54.2% |
| Admin fee / account holder | $1,327 | $7,974-83.4% | $6,755-80.4% | $12,315-89.2% |