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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,159 | $133,981+28.5% | $112,249+53.4% | $134,532+28.0% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -17.68% | 47.16%-64.8pp | 27.48%-45.2pp | 418.27%-435.9pp |
| Employer contribution / active EE | $8,255 | $4,040+104.3% | $3,636+127.0% | $4,741+74.1% |
| Participant deferral / active EE | $7,540 | $5,292+42.5% | $4,729+59.4% | $6,401+17.8% |
| Admin fee / account holder | $347 | $7,492-95.4% | $6,412-94.6% | $11,429-97.0% |