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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,601 | $107,368+52.4% | $92,915+76.1% | $152,909+7.0% |
| Participation rate | 50.0% | 79.8%-29.8pp | 76.0%-26.0pp | 82.5%-32.5pp |
| Annual return | 21.27% | 145.64%-124.4pp | 109.45%-88.2pp | 345.46%-324.2pp |
| Employer contribution / active EE | $1,097 | $4,222-74.0% | $3,653-70.0% | $4,764-77.0% |
| Participant deferral / active EE | $4,786 | $4,848-1.3% | $4,238+12.9% | $5,851-18.2% |
| Admin fee / account holder | $122 | $7,082-98.3% | $5,796-97.9% | $11,601-99.0% |