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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,969 | $77,905+70.7% | $149,682-11.2% | $75,173+76.9% |
| Participation rate | 89.4% | 65.6%+23.8pp | 78.8%+10.6pp | 67.2%+22.2pp |
| Annual return | 18.00% | 31.72%-13.7pp | 134.35%-116.4pp | 160.65%-142.7pp |
| Employer contribution / active EE | $2,561 | $3,138-18.4% | $4,818-46.9% | $2,670-4.1% |
| Participant deferral / active EE | $7,828 | $3,411+129.5% | $5,681+37.8% | $4,126+89.8% |
| Admin fee / account holder | $3,188 | $5,957-46.5% | $13,210-75.9% | $5,651-43.6% |