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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,799 | $73,867+45.9% | $143,770-25.0% | $68,498+57.4% |
| Participation rate | 94.1% | 66.7%+27.5pp | 80.3%+13.8pp | 67.9%+26.2pp |
| Annual return | -17.10% | 1.01%-18.1pp | -0.04%-17.1pp | -7.84%-9.3pp |
| Employer contribution / active EE | $3,118 | $3,184-2.1% | $4,951-37.0% | $2,596+20.1% |
| Participant deferral / active EE | $7,482 | $3,384+121.1% | $5,638+32.7% | $4,027+85.8% |
| Admin fee / account holder | $2,537 | $5,755-55.9% | $14,673-82.7% | $5,403-53.1% |