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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,176 | $85,171-11.7% | $172,753-56.5% | $72,976+3.0% |
| Participation rate | 98.0% | 70.1%+27.9pp | 82.6%+15.4pp | 69.5%+28.5pp |
| Annual return | 26.41% | 27.32%-0.9pp | 803.00%-776.6pp | 81.02%-54.6pp |
| Employer contribution / active EE | $2,838 | $3,324-14.6% | $5,144-44.8% | $2,440+16.3% |
| Participant deferral / active EE | $6,299 | $3,260+93.2% | $5,198+21.2% | $3,608+74.6% |
| Admin fee / account holder | $5,261 | $5,880-10.5% | $13,956-62.3% | $5,124+2.7% |