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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,768 | $76,834+12.9% | $108,359-19.9% | $87,485-0.8% |
| Participation rate | 60.5% | 61.7%-1.2pp | 70.1%-9.6pp | 68.9%-8.4pp |
| Annual return | 13.37% | 19.09%-5.7pp | 36.89%-23.5pp | 26.06%-12.7pp |
| Employer contribution / active EE | $1,529 | $1,556-1.7% | $2,399-36.3% | $2,596-41.1% |
| Participant deferral / active EE | $1,948 | $3,100-37.2% | $4,137-52.9% | $4,274-54.4% |
| Admin fee / account holder | $7,240 | $6,537+10.8% | $9,741-25.7% | $7,775-6.9% |