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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,987 | $65,555-5.4% | $86,216-28.1% | $75,173-17.5% |
| Participation rate | 59.5% | 60.5%-1.0pp | 69.0%-9.4pp | 67.2%-7.7pp |
| Annual return | 15.63% | 46.07%-30.4pp | 1169.42%-1153.8pp | 160.72%-145.1pp |
| Employer contribution / active EE | $1,590 | $1,553+2.3% | $2,382-33.3% | $2,671-40.5% |
| Participant deferral / active EE | $1,667 | $3,023-44.9% | $3,986-58.2% | $4,126-59.6% |
| Admin fee / account holder | $3,700 | $5,469-32.3% | $6,853-46.0% | $5,651-34.5% |